We can assist you with your insurance claim and can provide limited assistance with the insurance claim process*
*limited to vehicle damage claims and supplement review
Direction To Pay
Assistance with Insurance Claims
We can assist you with the submission of your estimate to your insurance company if they use CCCSecureShare or EstimateShare. We can provide you with the contact information of most insurance companies, and we accept all insurance companies for vehicle claim coverage.
FACTS YOU SHOULD KNOW REGARDING INSURANCE CLAIMS AND THE REPAIR PROCESS:
- According to State Law, you have the right to choose the repair facility, you DO NOT have to go to a specific repair facility that the insurance company prefers.
- You are responsible for the cost of your repair bill. Any money not paid by your insurance company is the responsibility of the customer.
- You are responsible for reviewing your insurance coverage and self-advocating to your insurance company regarding your rights.
- Insurance companies are not in the business of spending money, they are in the business of saving money and cutting costs, they will try to avoid paying anything they think they can get away with. Be Pro-Active; Bring up any differences in the insurance provided estimate and the estimate you receive from the Repair Facility.
Insurance Estimate Review
Insurance Claim Acceptance
Forwarding of Documents to Insurance
Financing Available for Deductible if needed
We work with all insurance companies
We accept all Insurance Companies and can assist with the processing of claim documents, and we can work directly with your insurance company in order to get your vehicle repaired quickly and get you back on the road. We may ask you to complete a "Direction To Pay" form to allow us to do this.
We Accept:
COBB'S BODY SHOP, LLC.'s POLICIES REGARDING INSURANCE CLAIMS:
- Cobb's Body Shop, LLC is NOT a Direct Repair Program (DRP) facility for ANY insurance company.
- Cobb's Body Shop, LLC is not contractually bound by any insurance company's labor rates, procedures, or estimating guidelines.
- Insurance payments are based on the insurer's determination, not the actual cost of repair.
- Cobb's Body Shop, LLC charges posted labor rates which may exceed insurance-approved rates.
- Insurance payments represent a partial payment only.
- The CUSTOMER is responsible for ANY and ALL charges/costs that remain unpaid after my insurance company issues final payment (this includes any discrepencies between Cobb's Body Shop, LLC.'s posted Labor Rates and the Labor Rates agreed to/listed in my insurance company's Estimate).
- NO EXCEPTIONS!!
(See Below for the Common Labor Rates as currently agreed to by different Insurance Companies versus Cobb's Body Shop, LLC's posted Labor Rates)
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